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Retirement Plan Enrollment/Review w/ Courier Capital

posted Mar 15, 2012, 8:07 AM by Wasiewicz, Mark   [ updated Mar 20, 2012, 7:39 AM ]
Courier Capital representatives will be available for individual meetings with staff members to discuss STEL's Employer Contribution Retirement Plan (profit sharing plan) and 403b(7) plan options.

What's the difference between STEL's Employer Contribution Plan and 403b(7) Plan?
  • The STEL Employer Contribution Retirement Plan is the plan where STEL contributes monies to your account administrated by P&A Administrative Services. The 403b(7) retirement plan accounts allow staff members to set aside monies for retirement. Courier Capital representatives can distinguish the plan differences for you.

Why should I meet with a Courier Capital representative? 
  • Non-participants may sign up to speak with a retirement plan consultant to set retirement goals,  ask questions and evaluate  plan participation and options.
  • New plan participants can set retirement goals, enroll in either plan, complete beneficiary forms, and select investment options.
  • Existing plan participants can review retirement goals, investment options, amend beneficiary forms, and get answers to your retirement questions.
How can I sign up to meet with a representative?
  • Call Sandy Maroney at 716-366-7797 x 222 to set an appointment.
What can I do to prepare for my meeting with Courier Capital?
  • Bring your most recent profit sharing account and/or 403(b)7 account statement(s).
  • Write down any questions regarding retirement or retirement planning to ask the representative.
  • See the Retirement Planning Resource link here. There is information to develop an "Investor Profile" that include evaluating your investment "risk" tolerance, developing your asset allocation and suggested links to other retirement planning resources.
  • Feel free to invite your spouse to the meeting.

Retirement Meetings